You might be wondering what health insurance has to do with the personal injury cases I see every day. A portion of the settlement that you receive may be owed to your own health insurance carrier when you receive payment from the party that caused the accident. You may also personally take home a smaller proportion of the settlement if the other party advances medical payments. You may also wind up with more money in your pocket when you do not submit your medical bills to your own health insurance or if you did not have health insurance. To understand how all this can happen, let’s first discuss how health insurance actually works.
The outcome of every car accident personal injury case is dependent upon auto insurance
The amount of insurance you carry and the amount of insurance the at-fault party carries affects everything from the damages to your vehicle, payment of medical expenses, reimbursement of lost wages, and payment for your pain and suffering.
If there is not enough insurance, you risk not being fully compensated for your losses.
In this column I will present monthly legal updates important for people who have suffered serious personal injuries as a result of someone else’s negligence.